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Gratitude as a Growth Tool: Shifting Focus from Lack to Abundance
Welcome to your own little gratitude scavenger hunt. A simple way to notice the good that’s already around you, even if it’s easy to miss. Clue 1: Look Back Think about the past week. Can you remember one moment (big or small) that made you smile or gave you a bit of relief? Maybe someone held the door open, maybe you enjoyed a proper cup of tea, or just had five quiet minutes to yourself. Write it down. That’s your first little treasure. Clue 2: Seek the Unexpected Now think
Charmaine Sheen
5 hours ago2 min read


November 2025 Finance Letter: Protect What Matters
One Money Move: Check and Improve Your Insurance You wear a seat belt not because you plan to crash, but to give yourself the best chance if you do crash. Insurance is the same, it’s about protecting yourself and your family when life doesn’t go as planned. If something small happens, like hitting a pothole, you may be able to pay for it with money from your emergency savings. But what if something big happens, like your car is written off in an accident, or your house
Reality Financial Coach
5 hours ago2 min read


When Doubt Becomes the Loudest Voice in the Room
Photo by Nicola Barts from https://www.pexels.com/photo/man-touching-his-head-7927340/ Managing Imposter Syndrome and Performance Anxiety You finally achieve something meaningful, the project lands, the client’s happy, your manager is beaming but instead of feeling proud, you think, “I got lucky” or “They’re going to realise I don't know what I'm doing.” If that’s you, you’re not the only one. Imposter Syndrome: That “I Don’t Belong Here” Feeling Imposter syndrome isn’t just
Nicolette Visser
Oct 203 min read


The Power of Saying No: Boundaries as a Form of Self-Compassion
Meet Rorisang. She’s the one everyone turns to, the friend who always says yes, the colleague who takes on extra tasks, the family member...
Charmaine Sheen
Oct 12 min read


October 2025 Finance Newsletter: Get Financially Future Fit
One Money Move: Check in on your retirement savings. Close your eyes and picture yourself one day relaxing in retirement…. no more...
Reality Financial Coach
Oct 12 min read


Generations at Work: Why We Work on Each Other’s Last Nerves
Walk into any office, and you’ll notice that most people have the same complaint: “But why did he/she do it like that? That does not make...
Nicolette Visser
Sep 103 min read


Spring into Self-Care
Small Shifts for a Big Seasonal Reset Imagine a river that’s been frozen all winter. The ice keeps everything still underneath, holding...
Charmaine Sheen
Sep 12 min read


September 2025 Finance Newsletter: What if Something Happens to You?
Organise Today to Secure Tomorrow One Money Move: Create a financial file There’s a saying: “The only sure things in life are death...
Reality Financial Coach
Sep 12 min read


Mental Spring Cleaning: Letting Go of What’s No Longer Serving You
“You can’t reach for anything new if your hands are still full of yesterday’s clutter.” — Louise Smith There’s something quietly...
Charmaine Sheen
Aug 12 min read


August 2025 Finance Newsletter: Boost Your Finances
Your One Money Move: Achieve your financial goals by focusing on your financial strengths What are your dreams? Do you want to earn more...
Reality Financial Coach
Aug 12 min read


Staying Social in Winter: Beating the Chill of Isolation
There’s a kind of stillness that creeps in when the temperature drops. Days feel shorter, evenings arrive earlier, and everything seems...
Charmaine Sheen
Jul 12 min read


July 2025 Finance Newsletter: Save Smart...Invest Wisely
One Money Move: Build your saving and investment habits and skills Saving and investing is exciting, especially watching your money...
Reality Financial Coach
Jul 12 min read


The Mid-Year Mindset: How to Pause, Reflect, and Realign
Have you ever looked up and thought, how is it already halfway through the year? Same here. The months just seem to fly by — full of...
Charmaine Sheen
Jun 22 min read


June 2025 Finance Newsletter: Mastering Money Conversations: Talk About Money, Speak Up and Set Boundaries
Do money conversations stress you out? One in three people say money conversations are the most frightening conversations you can have. ...
Reality Financial Coach
Jun 12 min read


May 2025 Finance Newsletter: Pay Yourself First
One Money Move: Start the habit of saving before you spend. “It’s not your salary that makes you rich it’s your spending habits” One...
Reality Financial Coach
May 12 min read


April 2025 Finance Newsletter: Defeat your Debt
South Africans are spending 72-79% of their income on debt – no wonder it’s one of the top causes of financial stress! For many, taking...
Reality Financial Coach
Apr 12 min read


March 2025 Finance Newsletter: Get Clear on Credit Health
Unless you have won the Lotto, or you have never had an opportunity to open an account, there is a pretty good chance you have some...
Reality Financial Coach
Mar 22 min read


Trauma and the Brain: Is There Hope?
Trauma can shake us to our core, messing with our emotions, memory, and even how we manage stress. And sometimes, the pain (and our...
Nicolette Visser
Feb 183 min read


February 2025 Finance Newsletter: Build a Better Budget
One Money Move: Create and master your monthly budget In February of each year, the minister of finance presents the national budget. ...
Reality Financial Coach
Feb 12 min read


One Formula for Effective Communication: How to Express Yourself Clearly
Communication is at the heart of every successful relationship—whether personal or professional. But often we struggle to express...
Charmaine Sheen
Feb 12 min read
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