September 2025 Finance Newsletter: What if Something Happens to You?

Organise Today to Secure Tomorrow 

One Money Move: Create a financial file  

There’s a saying: “The only sure things in life are death and taxes.” We don’t like to think about it, but the truth is – life can change quickly. That’s why planning ahead is so important. 

When it comes to planning ahead, three of the most important things you can do for yourself, and your family are: 

• Have a signed will in place 

• Update your beneficiary nomination forms  

• Keep a financial file with your important documents. 

These things help your family when you’re not around or if something happens to you. They reduce stress during difficult times and ensure that your wishes are followed when you are no longer here, making sure your money and belongings go to the right people.  

Tip: Make sure you have a will that is signed and kept up to date. 

Simply Surviving: Jacob’s Wake-Up Call Jacob had a car accident, and his car was written off. He didn’t know where to find his insurance papers or what to do. He also realised that he didn’t have a will – if something worse had happened, his wife and children would have been in trouble. He booked a couple’s session with a financial coach, and together they started building a financial file.  His coach also provided him with guidance on wills and insurance, emphasising the importance of taking care of himself and his family.  

Steadily Striving: Learning from His Dad’s Mistakes Mark’s dad passed away without life cover. His mom had to sell her house and move in with Mark. Mark didn’t want to put his children in the same situation one day. He met with a coach and a financial adviser to get his own finances in order and protect his family. 

Totally Thriving: Planning for Their Baby Simon and Maria just had their first baby. They knew it was time to get serious about money and start to be more financially organised. They met with a coach who helped them update their wills and create a financial file.  They also spoke to a financial adviser about life cover and saving for their child’s education. 

Whatever stage of your life you are at, things can change, and illness, accidents or even death can lead to big financial problems. Having a financial file helps you and your family to stay organised, giving you peace of mind and helping you take control of the future. 

A financial coach can help you.  Your move. One win NOW. Own it!